Food Insurance | Review | Perspective
Why would anyone think of something like Food Insurance anyway? What could be the usefulness of such an idea? As someone with an Insurance background, Maybe to provide a plan to shield themselves from an unforeseen catastrophic event!
Food Insurance is what it sounds like: insuring against an unexpected food shortage, spreading the risk of loss that could show up with a major life event affecting those in its wake. But what food insurance really provides is peace of mind, knowing that it’s taken care of.
Who would ever think of putting together something like Food Insurance? Well, forget the apocalypse, the end of the age cataclysmic event of all time! If that actually occurs on the scale described, chances are real good you won’t survive it anyway. You’ve probably wasted a lot of time and money putting together that survival kit.
But you might consider more recent life changing “catastrophic” events that have occurred lately that could affect your ordinary way of life if you found yourself in the middle of it.
Consider the March, 2011 Fukushima nuclear power plant disaster. It’s an untold devastating story no longer on the front page of any news outlet. The full impact has not been completely disclosed1. But let’s keep it at home. Remember Three-mile Island?
In recent months, FEMA has declared disasters in Utah, Alabama, and Massachusetts due to severe storms, hitting Alabama particularly hard by adding tornadoes, strait-line winds and flooding. Nevada was devastated by Washoe fires2.
According to the National Climatic Data Center (NCDC), the nation’s “scorekeeper” of severe weather and climate events, revealed that the U.S. has sustained an estimated 114 natural disasters over the past 31+ years.
In August, 2011, Hurricane Irene alone knocked out power for over seven million homes and businesses and recorded forty-five deaths. The spring and summer of 2011, ushered in the Mississippi River flooding, taking its toll, while the Missouri and Souris Rivers forced evacuation of 11,000 people.
Let’s not mention the many droughts that have occurred over just the last few years, reaching from California to the Atlantic Coast, in which both water and food supplies where diminished greatly within the communities directly affected 3 .
What isn’t mentioned in NCDC reports is the impact on people who are left without food and water for extended periods of time. They don’t even begin to estimate the numbers affected! From my perspective, Food Insurance, a “survival” kit, is all about a self-sustained food & water disaster relief program.
As a society, we insure our homes against things like fire, theft, or personal liability if someone slips on our icy front porch and ends up in traction. We insure our cars, not because we necessarily want to, but because regulators in many states have mandated it.
The fact is, being involved in an auto accident without auto insurance can sometimes put you at a greater financial risk than a major illness. Without Life insurance, you run the risk of leaving survivors behind in dire need of help. But what does all of this have to do with food insurance?
The fore-mentioned all have one thing in common. They do not protect our most basic necessities of life: food & water.
Life could find you in difficult times without insurance protections mentioned. But just how would life actually be without food or water? A human can live for a very short time, a few days, without water. We could survive a few weeks, depending on physical and mental capacities without food.
The real question may not be “if” but rather “when” will you and your family be without the basic essentials of survival: food and drinkable water.
There will always be the pundits when it comes to calamities and preparedness. On the other hand, FEMA has been actively advising us to store up and prepare for any emergency that might leave you and your family without food and fresh water. It’s not such a bad idea to have bunker supplies stored somewhere when you need them most. But, hey, what do they know? On the other hand, you might want to be asking yourself, “Hey, what do they know they aren’t telling me about?”
 ScienceDaily (Feb. 14, 2012). http://www.sciencedaily.com/releases/2012/02/120214100819.htm  http://www.fema.gov/news/disasters.fema  . http://www.ncdc.noaa.gov/oa/reports/billionz.html  Old Orthodox Apocalypse Wall-painting from medieval Osogovo Monastery, Republic of Macedonia Source: http://en.wikipedia.org/wiki/File:Orthodox-Apocalypse-Fresco.jpg  Four Horsemen of Apocalypse , by Viktor Vasnetsov. Painted in 1887 source; http://en.wikipedia.org/wiki/File:Apocalypse_vasnetsov.jpg
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